Privacy Policy

Who we are

Annuity Scale is a service operated by SageByte LLC. In this policy, "we", "us" and "our" mean SageByte LLC. This policy covers annuityscale.com and its subpages, including the application funnels at /tsp, /annuity, /rollover and /403b.

We are a marketing company. We are not a licensed insurance producer, and we do not provide financial, tax, or insurance advice.

What we collect

Information you give us

• Contact details — first and last name, phone number, email address.
• Business qualification answers — what best describes you, how many cases you write per month, and whether you could handle additional cases.
• Booking details — the date and time you select for a territory check, and the timezone your browser reports.
• Anything else you send us — for example, the contents of an email or text message you send.

Information collected automatically

• Standard server and request data such as IP address, browser type, referring page and timestamps.
• Basic usage data from our hosting provider for security and performance purposes.

We do not knowingly collect sensitive categories of personal information, and we ask that you do not send us client data, policy numbers, or any information about your own customers through this site.

How we use it

• To contact you about your enquiry and to hold a territory check call.
• To assess whether your territory is available and what volume it can support.
• To deliver cases and provide the service if you become a customer.
• To send you service messages, including confirmations and reminders about calls you have booked.
• To meet our legal, tax and record-keeping obligations.

Who we share it with

We share information only with service providers who help us operate, and only to the extent they need it:

• Our CRM and messaging provider (HighLevel), which stores your contact record and sends confirmations.
• Our hosting provider (Vercel), which serves this website.
• Professional advisers and authorities where we are required by law to disclose.

We do not sell your personal information, and we do not share it with other producers or agencies.

Marketing consent, calls and SMS

When you tick the consent box and submit the form, you agree that we may contact you by phone call, text message and email at the number and address you provided, including using automated technology, about supplying annuity cases. Consent is not a condition of any purchase.

Message and data rates may apply. Message frequency varies. Reply STOP to any text message to opt out of texts, or HELP for help. You can unsubscribe from marketing emails using the link in any email, or by writing to us. Opting out of marketing does not stop service messages about a call you have already booked.

Cookies and tracking

This site uses only what is necessary to function and to keep it secure. If we add analytics or advertising pixels in future, we will update this policy to say so before they go live.

Retention

We keep your contact record for as long as we are in touch about supplying cases, and afterwards for as long as we need it for legal, tax and record-keeping reasons — including keeping a record of the consent you gave. When we no longer need it, we delete it.

Your choices and rights

You can ask us to: give you a copy of the information we hold about you; correct it if it is wrong; delete it; or stop using it for marketing. Write to info@annuityscale.com and we will respond within a reasonable period.

Depending on where you live, you may have additional rights under laws such as the California Consumer Privacy Act. We honour these requests regardless of where you are based, and we will not discriminate against you for making one.

Security

Information is transmitted over encrypted connections and held with the providers named above. No method of transmission or storage is completely secure, so we cannot guarantee absolute security, but we take reasonable steps to protect what you send us.

Children

This site is intended for licensed insurance and financial professionals. It is not directed at anyone under 18, and we do not knowingly collect information from children.

Changes

We may update this policy. When we do, we will change the "last updated" date above. Material changes will be reflected on this page before they take effect.

Contact

Questions, requests, or complaints about privacy: info@annuityscale.com.